HCV : Products Overview

Products

HCV issues and administers a range of products specially designed to take care of all types of commercial vehicles from trucks to plant items and importantly, to take care of drivers as well.

truck+care
trailer+care
bakkie+care
car+care
plant+care
mcv+care
liability+care
SASRIA+care

The HCV difference

Extremely competitive premiums
Pays out the Agreed Value less the applicable excess
Policy wording is simple and easy to understand
Free driver training
Policy requirements adaptable to suit policyholders' needs
Low excess structures
Annual bonus rewards to qualifying policyholders
Accidental towing costs and benefits are included in the premiums
Policyholders choose their preferred panelbeater
Authorise claims within 48-hours once all documentation is correct and all necessary information has been received
The team is sincerely dedicated to taking care of trucks+truckers

Value added products
Add these specially designed add-on products to existing policies. More

Agreed Value
Policyholders get paid out the Agreed Value of their vehicle without an annual rate increase. More

Quotation
Request a quotation.
More

	truck+care
	HCV’s core business is taking care of trucks and monthly premiums are extremely competitive. While on the surface, they may not seem to be the lowest, when all the additional benefits are taken into account, HCV’s truck+care is one of the best. Automatic benefits Competitive premiums Pays out the Agreed Value Low excess structure Request a quote

	trailer+care
	trailer+care is cover designed especially to take care of trailers. trailer+care offers all the same service benefits as truck+care as the same dedicated team takes care of policyholders in offices all over South Africa. Automatic benefits Competitive premiums Pays out the Agreed Value Low excess structure Request a quote

	bakkie+care
	bakkie+care is cover designed especially to take care of small commercial vehicles, such as bakkies. Small businesses and other organisations with fleets of bakkies are trusting HCV to take care of their vehicles. Automatic benefits Pays out the Agreed Value Low excess structure Request a quote

	car+care
	car+care is cover designed especially to take care of motor vehicles. With HCV’s success with heavy commercial vehicles there was a demand from policyholders to cover their motor vehicles as well. car+care offers all the usual HCV expertise, service and added value benefits our policyholders have come to expect. Automatic benefits Pays out the Agreed Value Low excess structure Request a quote

	plant+care
	We all know how costly yellow goods are. With plant+care, replacing them in the event of loss doesn’t have to be a drain on policyholders' finances. In addition to HCV’s usual added value benefits, expertise and service, our caring team will make sure that policyholders' plant items are hard at work and earning in the shortest time possible. Automatic benefits Competitive premiums Pays out the Agreed Value Low excess structure Request a quote

	mcv+care
	Cover designed especially to take care of medium commercial vehicles. Businesses and other organisations with fleets of commercial vehicles are trusting HCV to take care of them. Once all the benefits are taken into consideration mcv+care is one of the best products in South Africa. Automatic benefits Competitive premiums Pays out the Agreed Value Low excess structure Request a quote

	liability+care
	Standard on all HCV policies, this reliable third party liability cover protects policyholders against claims for damages that their vehicle may cause to another person’s vehicle or property.

	sasria+care
	sasria+care protects policyholders from damages arising from civil unrest, acts of terrorism and labour action, such as strikes and lockouts. This product is automatically included in the policy.