The Heavy Commercial Vehicle Underwriting Managers (Pty) Limited (HCV) product offering is underwritten by Lombard Insurance Company Limited. Registration Number 1996/001253/06 VAT Number 4360121331. HCV is an authorised financial services provider. FSP License Number 9853 Registration Number 1995/010667/07 VAT Number 4950187627 Tel 011 628 3000 Fax 086 538 0958 www.hcv.co.za 08610-CARES (22737)